If you work with tools for a living—and you want the security and protection of knowing that your professional investments are covered—you need Pro-TECs insurance policy. This especially includes automobile mechanics and other service technicians whose livelihood depends on their tools to get the job done.
Custom Protection
Professional technicians and mechanics have very limited coverage for their tools and equipment on their employer's insurance policy, and basically none on their homeowner's policy, which is not good news considering the average technician invests an average of $10,000 to $50,000 in their toolbox, tools and equipment.
Many professional technicians are not even aware that existing coverage levels are insufficient. With the Loss of Income Coverage clause included in every Pro-TEC Policy, technicians are covered in the event of a loss even when their tools or equipment cannot be replaced for 30 days.